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Pension Plans

HDFC Life Guaranteed Pension Plan

101N092V07

A non-linked non-participating pension plan offering Guaranteed Additions of 3% of sum assured on vesting that get accrued for each completed policy year. Inbuilt is Guaranteed death benefit equal to total premiums paid to date accumulated at 6% per annum.

  • Key Features

    Minimum Premium – Rs 24000/ Year and Rs 2000/ month No limit on maximum Premium
    Policy Term: Minimum 8 years to maximum 30 years Age at entry: Min 35 years till Maximum 70 Years Age at Vesting: Min 55 and Maximum 80 years

  • Key Benefits

    Guaranteed Returns
    Multiple Premium Paying terms

HDFC Life Personal Pension Plus

101N091V04

A Non-linked Participating Pension plan. Assured benefit equals to 101% of total premiums paid to date on death or at vesting.

  • Key Features

    Minimum Premium - Rs 24000/ Year and Rs 2000/ month
    No limit on maximum Premium
    Term for Regular premium payment - Equal to policy term
    Policy Term: Minimum 10 years to maximum 40 years Age at entry: Min 18 years till Maximum 65 Years Age at Vesting: Min 55 and Maximum 75 years

  • Key Benefits

    Guaranteed Returns
    Accumulation of reversionary, Interim and terminal bonuses (if declared) in the maturity value